Title insurance is a one-time purchase which provides an added level of protection for landowners, banks, real estate investors.
Losses in real estate value may occur from title errors by lawyers, surveyors, abstract compaines, other professionals, because of filing errors in the clerk's office, or fraud such as forged signaturess.
The title insurance company, for a one-time payment, provides a written guarantee against loss up to the amount of the policy and defends the insured in all legal actions or proceedings alleging the title to be other than that which is reflected in the policy.
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